Are you Transferring?
Do you currently have private medical insurance?

Would you like continuous cover?
Would you like to continue your underwriting terms?

Current Underwriting
FMU
Full Medical Underwriting
Continuing your personal medical exclusions from your current insurer

Moratorium
Continuing your current Moratorium underwriting from your previous insurer

If your current underwriting is Medical History Disregarded (MHD) we are only be able to offer our standard moratorium terms. In order to obtain a quotation on our standard moratorium terms, please select NO to the first question 'Are you currently covered by another insurer?'

Product
International Healthplan
First class private medical insurance for expatriates of any nationality, offering superior benefits including cover for In-patient and Day-patient treatment with optional cover for Out-patient treatment, Pregnancy & Childbirth, Dental Treatment and/or Evacuation & Repatriation

PRIMA PLAN
A international health plan covering all the essential costs of private medical treatment, with the option to include Dental Treatment and or Evacuation & Repatriation. This simple plan is designed to give you total peace of mind.

In-patient & Day-patient
Treatment received by an insured person when admitted to a hospital bed for an overnight stay of one or more night’s duration or as a day-patient.

Professional fees, accommodation, diagnostics, theatre fees, home nursing, medication, chronic conditions, oncology, organ transplants, physiotherapy, transportation, reconstructive surgery, rehabilitation, psychiatric illness, post operative cover, newborn cover – premature births, parent accommodation, cash benefit, emergency treatment outside area of cover.

Out-patient
Treatment received in a recognised medical facility but without admission to a hospital bed.

Professional fees, diagnostics, surgical treatment, medication, chronic conditions, oncology, physiotherapy, chiropody, complementary treatment, psychiatric illness, hormone replacement therapy, routine health management.

Pregnancy & Childbirth IHP
Normal pregnancy, childbirth costs, including pre and postnatal check-ups, scans and delivery costs for a natural birth. Limited to £5,000: €6,000: US$7,500 for each pregnancy.

Complications of Pregnancy, and treatment of medical conditions which arise during the antenatal stages of pregnancy, or which occur during the childbirth/delivery, which require intervention of an obstetric procedure. Limited to £10,000: €12,000: US$15,000 for each pregnancy.

Well-bay Examination, paediatrician costs for the first examination/check-up of a newborn baby, if the examination is made within 24 hours of delivery.

Newborn Accommodation, cot and nursing charges for newborn baby/babies (up to 6 months of age) to stay with a mother who is admitted to hospital as an in-patient.

Cash Benefit, where hospital accommodation and all pregnancy and childcare costs are provided in a State or Charitable Hospital and no claim is submitted under this section of the policy for any reimbursement of any costs. £100 €150 US$190 each night up to a maximum of 30 nights.

Dental Treatment
This includes routine examinations, cleaning and polishing, fillings, extractions, wisdom tooth extraction performed in a dental surgery, new and repairs of porcelain crown/inlays, root canal treatment, new and repairs of bridge, new dentures and emergency dental treatment. These procedures are limited up to certain amounts (see policy wording) and are subject to an overall maximum limit of £1,000: €1,200: US$1,500 each year.

Accidental Damage – Full Refund

Please see policy wording for full terms and conditions.

Subject to a six month wait period from purchase date of this benefit.

Evacuation & Repatriation
Evacuation, costs of transporting an insured person to the nearest appropriate medical facility for treatment of an accident or medical condition within the insured persons area of cover which cannot be treated adequately locally or at the place of incident.

Repatriation, costs of transporting an insured person to their country of nationality or country of residence (within area of cover only) for treatment of an accident or medical condition within the insured persons area of cover which cannot be treated adequately locally or at the place of incident.

Mortal Remains, burial or cremation costs in the country of death or transportation of body or ashes to country of nationality or country of residence. Limited to £5,000: €6,000: US$7,500

Please see policy wording for full terms and conditions.

IN & OUT Patient
In-patient & day-patient treatment

Treatment received by an insured person when admitted to a hospital bed for an overnight stay of one or more night’s duration or as a day-patient.

Professional fees, accommodation, diagnostics, theatre fees, home nursing, medication, chronic conditions, oncology, organ transplants, physiotherapy, transportation, reconstructive surgery, psychiatric illness, cash benefit, emergency treatment outside area of cover.

Out-patient treatment

Treatment received in a recognised medical facility but without admission to a hospital bed. Limited to £5,000: €6,000: US$7,500

Professional fees, diagnostics, surgical treatment, medication, chronic conditions, oncology, physiotherapy, chiropody, complementary treatment.

Country
The country in which you normally live at the time of the commencement date or at each subsequent renewal date

Nationality
The country for which you are a passport holder

Preg & Childbirth PRIMAPALN
Some words

Start Date
Select the Start date